Can I Work While Applying for Disability

January 28, 2025 | By Bailey & Galyen, Attorneys at Law
Can I Work While Applying for Disability

If you are considering working while applying for SSDI, it is crucial to consult with the social security disability lawyers at the Law Offices of Bailey and Galyen so we can help you understand the implications for your case and ensure that your work activity is properly reported to the SSA.

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Yes, you can work while applying for Social Security Disability Insurance (SSDI) benefits, but there are important considerations to keep in mind, such as:

  • If your income exceeds Substantial Gainful Activity (SGA) limits as set out by the Social Security Administration.
  • How the work and your earnings may impact your disability application.
  • Special situations such as if you are unable to work due to your disability or if you are working in a protected environment.
  • If you are completing a trial work period, you can test your ability to work without losing benefits.

1. Substantial Gainful Activity (SGA)

Workplace Inclusivity
  • The Social Security Administration (SSA) uses the concept of Substantial Gainful Activity (SGA) to determine eligibility for disability benefits. In 2024, the SGA limit is $1,470 per month for non-blind individuals and $2,460 per month for blind individuals. If your earnings exceed these amounts, the SSA may determine that you are not disabled because you are engaging in SGA.

2. Impact on the Application

  • Application Approval: If you are earning above the SGA level when you apply, it may be more challenging to prove that your condition is severe enough to prevent you from working. However, if your earnings are below the SGA level, you may still qualify for benefits.
  • Part-Time or Lower-Paying Jobs: Working part-time or in a job with lower earnings might not necessarily disqualify you from receiving SSDI benefits, especially if your work is limited due to your disability.

3. Special Situations

  • Unsuccessful Work Attempt: If you try to work but are unable to continue because of your disability, this may be considered an unsuccessful work attempt and might not affect your eligibility for SSDI.
  • Protected Work Situations: If you are working in a protected environment (such as a sheltered workshop), the SSA may consider factors other than earnings, such as the level of supervision or accommodations provided.

4. Trial Work Period

  • Once approved for SSDI, you are entitled to a Trial Work Period (TWP), during which you can test your ability to work without losing benefits. During this period, there are no earnings limits, but the work must be reported to the SSA.